The American Health Insurance is a trade association and political support that consist of approximately 1,300 companies that issue health insurance to Americans at specified fees. Health care provision is very essential for every American. Acquisition of treatment without an insurance plan is at times unreliable since one can fall short of funds. The government of has, therefore, several health insurance plans that enable all Americans to acquire health care cheaply and reliably. There are several health plans that have enabled the acquisition of health care at an affordable price for most Americans. For instance, the Affordable Care Act has expanded health insurance to Americans including those with low income and irregular health history. Other health insurance plans such as Medicaid and Medicare has enabled the acquisition of health insurance for both the old and the young children at affordable prices (Shi, Leiyu, and Douglas 23).
American health insurance is very important and effective in maintaining a healthy American society. There are several reasons that prove the importance and the positive impact of the American health insurance at large. American health insurance has enabled its beneficiaries to enjoy better health, have a guarantee to superior prescription drugs, get more preventive drugs, acquire productivity at work and increase income. All the Americans who are entitled to the American health insurance have got the ability to acquire preventive measures for diseases before they outbreak or affect the society. Payments for prevention services are done by the health insurance plans that one is entitled to. In case one is attacked by infections or diseases, the patients receive critical medical attention accompanied by prescription of first-class drugs. Effective disease prevention and treatment based on health insurance leads to a healthy society and a productive nation as well. The American health insurance through its plans is, therefore, a success in the nation’s health sector.
The economy of America has been boosted by the American health insurance. By installing health insurance in the entire nation, people gain financial health as well as personal wealth. Health complications seriously affect the productive of an individual who forms the basic unit of production to the economy. Only the healthy individuals have got the ability to work eradicate poverty hence. The American health insurance through several plans ensures that the entire American population can deliver to the economy. Treatment of sick people is done fast when clear payment procedures are installed. There is no hesitation on how payments are expected to be made when insurance plans are in place. The American population is, therefore, expected to gain more financial health and personal wealth for the collective development of the economy.
The American health care is dynamic at several levels. Different health insurance plans have been developed to support different groups of people. The American society consists of people of different economic, political and social backgrounds. Above all, the variation of financial prowess in the nation is very sensitive. The American health insurance covers both those with low income and those with high income. For instance, the affordable care act and Medicaid cover the children and families with lower income generation. Health insurance is also provided with consideration of the age difference. Medicare, on the other hand, covers health requirements of the old people. With the invention of the American health insurance, all Americans regardless of their age or financial ability have been granted effective health care provision. Despite the challenges that the American health insurance faces, the government has stayed determined to ensure health insurance is conducted within the financial reach of the ordinary citizen. Americans are, therefore, reasonably healthy and productive as well.
- Jacobs, Lawrence R, and Theda Skocpol. Health Care Reform and American Politics: What Everyone Needs to Know. New York: Oxford University Press, 2012. Print.
- Shi, Leiyu, and Douglas A. Singh. Essentials of the U.s. Health Care System. Sudbury, Mass: Jones and Bartlett Publishers, 2010. Print.
